We offer 2 types of
services to assist a consumer to
get out of Debt
Debt Management:
Debt Management,
defined simply, is a process by which debt is
eased and eventually reduced through the managing
of consumer assets and direct negotiation with
creditors. A debt management program or DMP is
referred to as a financial arrangement where a
credit counselor helps you to lower APR rates
and consequently reduced monthly payments.
Therefore reducing the number of years it would
normally take to get a consumer out of
debt.
Debt
Settlement:
Debt settlement
is known by many names such as debt negotiation or
debt elimination, yet all of these names are
referring to the same thing. Debt settlement
is usually something that has to be considered by
those that have not been able to stick to a
debt management plan or cannot afford the
monthly payments associated with a debt
consolidation plan. While this is not a
situation that you want to encounter, when you
choose debt settlement you may be able to pay just
50% of the total amount that you owe to your
creditors.
